Essential tools for lenders OR borrowers… Amortize loans with normal P&I or fixed principal payments on a weekly, bi-weekly, semi-monthly, monthly, quarterly, semi-annual, or annual basis

using equal 30 day months or exact days between dates (365/365 or 365/360 basis) for the interest accruals. Choose a fixed or variable interest rate type and modify the 'standard'computed schedule for rate changes, lump-sum or additional payments, etc. Add your own comments or disclaimers to the printed reports. Full print preview with user selectable fonts, paper sizes,and four report "styles," or save the schedule to HTML or PDF files. You can even include "interest free" or "interest only" payments at the beginning of the term andprint 'customizable' Payment Coupons for the scheduled term.
Use the Loan Calculator for "what if" scenarios: enter any 3 of the initial loan amount, interest rate, frequencyof payments, or payment amount… the program will calculate the missing variable. Then "copy" that perfect scenario into the Amortization Schedule. Or calculate the costs/benefits of aloan refinance package with the new Refinancing Breakeven Calculator. Easy to use with on-line help & user customizable defaults. Registered users can obtain free minor version upgrades (10.1,10.2, etc.) by downloading small upgrade 'patch' files available on our Web site.

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